Reverse Mortgage

reverse mortgage application


You must be age 62 or older.
You must own your home in full or have a remaining mortgage balance low enough to be paid by the proceeds from the reverse mortgage or other funds.

  • You must live in the home in question as your principal residence.
  • You cannot be delinquent on any federal loans.
  • You must have the financial assets required to pay for property changes, including homeowner’s insurance, real estate taxes, maintenance, & any other property fees.
  • You must participate in a consumer information session given by a HUD- approved HECM counselor.

Helpful Mortgage Tools

When it comes to credit, more information generally means more consumer empowerment. That’s why we’re excited to introduce a new education video series from FICO called Understanding Your Credit.

Credit can be confusing and complex. We’ve created these four initial short videos to help you better understand FICO® Score basics.

Credit reports are the foundation of FICO® Scores, but what are they exactly? Watch this video to find out which information on credit reports does and doesn’t impact FICO® Scores.

Every day, thousands of U.S. lenders use FICO® Scores to make more well-informed, credit-granting decisions. What does that mean? Why is it important to understand how lenders use them? This video takes a look at what a FICO® Score is and why it matters to consumers and lenders alike. Watch it to learn how FICO® Scores streamline the lending process, making it faster and fairer.

Whether applying for a credit card, mortgage, or auto loan, there’s a good chance the lender is using FICO® Scores to help make their approval decision. The good news is, FICO® Scores are ultimately in the individual’s hands — they’re based on credit habits and behaviors. That’s why understanding what goes into FICO® Scores is a vital part of credit health. Watch this video to learn the five key categories that factor into FICO® Scores.

Get a Pre-Qualified

Get pre-qualified today and know your loan amount.