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VA loans are backed by the Department of Veterans Affairs for veterans, active military personnel and military spouses who qualify. It’s a great choice for qualified applicants that don’t have a down payment and the interest rates can be competitive.

When it comes to credit, more information generally means more consumer empowerment. That’s why we’re excited to introduce a new education video series from FICO called Understanding Your Credit.

Credit can be confusing and complex. We’ve created these four initial short videos to help you better understand FICO® Score basics.

Credit reports are the foundation of FICO® Scores, but what are they exactly? Watch this video to find out which information on credit reports does and doesn’t impact FICO® Scores.

Every day, thousands of U.S. lenders use FICO® Scores to make more well-informed, credit-granting decisions. What does that mean? Why is it important to understand how lenders use them? This video takes a look at what a FICO® Score is and why it matters to consumers and lenders alike. Watch it to learn how FICO® Scores streamline the lending process, making it faster and fairer.

Whether applying for a credit card, mortgage, or auto loan, there’s a good chance the lender is using FICO® Scores to help make their approval decision. The good news is, FICO® Scores are ultimately in the individual’s hands — they’re based on credit habits and behaviors. That’s why understanding what goes into FICO® Scores is a vital part of credit health. Watch this video to learn the five key categories that factor into FICO® Scores.

Get a Pre-Qualified

Get pre-qualified today and know your loan amount.

Why VA?

  • Purchase, cash-out refinance and VA streamline refinance
  • No down payment
  • Closing costs may be paid by the seller
  • No monthly mortgage insurance
  • No prepayment penalty and loan may be assumable
  • Flexibility with lower credit scores
  • Competitive interest rate

Some required documents for a VA loan:

  • Government-issued ID
  • Recent pay stubs.
  • If  self employed, two years of tax returns including all schedules.
  • W2’s for the last two years
  • Recent bank statements
  • Certificate of Eligibility (COE)
  • Copy of DD-214